When using a virtual credit card to subscribe to memberships or run ads (such as Google Ads, Facebook/Meta Ads, X/Twitter ads), the "billing address" is a required field. Although platforms typically do not send physical items to this address, the address format must be real and logically consistent with the card information to pass payment verification and risk control checks. Below are practical generation tips, binding processes, and risk control avoidance methods.
1. Prerequisites: Virtual Card and Account Setup (Quick Overview)#
It is recommended to prepare a stable virtual Visa/Master card that supports international payments with the following features:
- Low card issuance cost, no monthly fee;
- Supports instant top-up with cryptocurrencies like USDT (TRC20);
- Simple registration process, no mandatory KYC.
If you don't have a card yet, you can use an easy-to-use platform (supporting email or Telegram registration). In this article, we will demonstrate based on a stable and usable virtual card.
2. Why is the Billing Address Important? Key Points for Risk Control Verification#
When payment systems and advertising platforms verify payment information, they typically check:
- Consistency of the card number with the issuing country/card BIN;
- Completeness of the billing address format (street, city, state/province, zip code);
- Whether the country of the address matches or is reasonable with the card issuing location;
- Sometimes, they cross-reference IP/device information with the billing address (for risk control judgment).
Therefore, the address must "look real" and logically consistent with the card information to significantly improve the approval rate.
3. How to Generate a High Approval Rate Billing Address (Examples for the US/Europe)#
You can use high-quality address generators or random address tools to generate "correct format, easy to pass" addresses. Common practices include:
- Use reliable address generation tools (choose tools that cover regions like the US/Europe/UK).
- Select complete addresses with street suffixes (Ave, St, Blvd, Road, etc.).
- Ensure the zip code matches the city/state (automatic generators usually verify this).
- It is recommended to use common English first names + last names (consistent or reasonably matched with the billing name).
Example (US Address Template, for format reference only)
Full Name: Michael Brown
Street: 1853 Parkway Street
City: Los Angeles
State: CA
Zip Code: 90017
Phone: 213-548-XXXX
Tip: Do not use the example address unchanged for mass submissions; pairing each card with a unique address increases the approval rate.
4. General Steps for Subscription/Payment Binding (Applicable to Netflix, ChatGPT, Adobe, etc.)#
- Generate/view card number, expiration date, and CVV on your virtual card platform.
- Paste the card number, expiration date, and CVC on the payment page of the target platform.
- Fill in the generated billing address in the Billing Address field (street, city, state, zip).
- Submit payment; if there is a small pre-authorization for verification (usually $0.1–$1), it will be refunded after success.
- If the first attempt fails, first check if the zip code matches the city, then retry or switch to another address in the same region.
Key Tip: Most subscription platforms focus more on card validity; the address is just an auxiliary check, but risk control for advertising platforms is usually stricter, so please redo a more rigorous match based on the advertising scenario.
5. Special Attention for Advertising (Google/Facebook/X)#
Advertising is more sensitive to risk control, so be sure to ensure "consistency of the three elements" to reduce the risk of being flagged:
- Card Issuing Country (e.g., USA)
- Billing Address Country (same as above, recommended to be consistent)
- IP/Device Location Used During Advertising (recommended to match the billing country)
Practical Suggestions:
- Use residential US proxy IPs (more friendly than data center IPs);
- Do not reuse the same virtual card or billing address across different ad accounts;
- If the platform supports it, prepare multiple cards under your name and separate the ads to spread the risk;
- Use browsers with "fingerprint isolation" features (or fingerprint browsers) to isolate environments for different advertising projects.
6. Common Risk Control Issues and Solutions#
Risk Control Type | Common Manifestations | Practical Strategies |
---|---|---|
Device/Browser Association | Ad account is subject to sensitive review or restrictions | Use fingerprint browsers to isolate different projects; clear association traces |
Address Anomaly | Payment declined or requires manual verification | Switch to another high-quality generated address, ensuring street and zip code consistency |
Payment Failure | Card rejected, pre-authorization not passed | Check balance, switch card segments, change IP + address combination and retry |
3DS Verification Issues | Redirect failure or no return | Prefer using card segments or platforms that support no 3DS; or use cards that can receive SMS/email verification codes (depending on the platform) |
7. Practical Tips (Increase Success Rate for Payments and Approvals)#
- Pair each virtual card with a unique billing address; do not reuse the same address extensively;
- Ensure the top-up amount covers the subscription fee + small pre-authorization (suggest reserving $10–$30, more for ad accounts);
- Before advertising, conduct a small test payment to confirm the card and address combination is usable;
- For long-term advertising, try to rotate multiple cards to prevent a single card from being flagged;
- Keep screenshots and transaction IDs from payments for easy appeal in case of refunds or disputes.
8. Common Resources and Tools (References)#
- Global address generators / fake address tools (please choose stable, reputable services)
- Fingerprint browsers or multi-account management tools (for environment isolation)
- US residential proxy providers (preferably choose services with low latency and good reputation)
If you need a quick-to-activate virtual Visa card that supports USDT (TRC20) top-ups and has a low card issuance cost, consider using EasyPay
Summary#
To successfully pass billing address verification in subscriptions or advertising, the key lies in "real format, consistent information, and matching environment." Reasonably generating addresses, pairing each card with a unique address, and ensuring proper matching of IP and device environments during advertising will significantly increase the success rate of payments and advertising. Wishing you smooth operations, and may your advertising and overseas subscriptions pass smoothly!
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